What does ZANVIL do?
ZANVIL connects digital dollars with the banking rails businesses already use. From one platform, customers can access named U.S.-based USD accounts with dedicated account and routing numbers, plus EUR and GBP accounts, alongside wallets for supported stablecoins and digital assets.
Businesses can receive fiat or stablecoins, hold balances side by side, convert between currencies and assets at an all-in rate shown before confirmation, and pay suppliers or partners through local payment rails, SWIFT or supported blockchain networks. The platform is designed for cross-border businesses, online platforms, importers, exporters, and licensed gaming and entertainment companies that need faster settlement and more reliable multi-currency account access.
Onboarding is fully digital, with KYB/KYC, AML and sanctions screening built into the process. ZANVIL operates as a technology and integration layer; banking, payment, custody and account services are provided by regulated partner institutions, and all accounts and services remain subject to eligibility, compliance review and approval.
Core Services & Products
- Named U.S.-based USD accounts with dedicated account and routing numbers
- USD collections and payouts through ACH, Fedwire, FedNow/RTP and SWIFT
- Named EUR accounts with IBANs and GBP accounts with local account details
- Stablecoin wallets supporting USDT and USDC on supported networks including Ethereum, Tron, Solana and Polygon
- Additional supported assets identified in the product deck, including PYUSD, EURC, BTC and ETH
- Stablecoin-to-fiat and fiat-to-stablecoin conversion
- Multi-currency conversion between USD, EUR and GBP
- Local, international and on-chain payouts from one platform
- Upfront quotes showing the rate, fee and final amount before confirmation
- Digital KYB/KYC onboarding, sanctions screening and verification tracking
- Consolidated balances, payment orders, statements and transaction records
Unique Selling Points (USPs)
- Named U.S. accounts in the customer’s business name – Dedicated account and routing numbers rather than a pooled reference balance.
- Fiat accounts and stablecoin wallets side by side – Gives finance teams one view of USD, EUR, GBP and digital-asset balances.
- Transparent conversion pricing – Displays and locks the all-in rate and final amount before confirmation.
- Regulated-partner infrastructure – Banking, payments and custody are delivered through regulated partners, with KYB/KYC, AML and sanctions controls embedded in the compliance workflow.
- Built for cross-border and high-growth verticals – Designed for licensed gaming operators, platforms, aggregators and suppliers.
- Fully digital onboarding – No branch visits or wet signatures, designed to move approved customers from application to live accounts in days.
- Client funds kept off ZANVIL’s balance sheet – Funds are held within regulated partner infrastructure.
Challenges It Solves
- Limited access to U.S. banking → Gives eligible businesses named USD accounts with dedicated account and routing numbers.
- Slow cross-border settlement → Supports local rails, SWIFT and on-chain transfers from a single platform.
- Fragmented fiat and crypto operations → Brings bank accounts, stablecoin wallets, conversion and payouts into one interface.
- Opaque FX and conversion costs → Shows the rate, fee and final amount before a transaction is confirmed.
- Banking friction in specialist verticals → Provides an onboarding route designed for cross-border, platform and licensed gaming businesses.
- Manual treasury reconciliation → Provides separate balances, statements, payment records and exportable transaction history.
- Compliance overhead → Builds customer verification, AML and sanctions screening into the regulated partner workflow.
Best fit for:
- Licensed gaming and entertainment operators, aggregators and suppliers
- Cross-border platforms and marketplaces managing collections and payouts
- Importers, exporters and traders that invoice or settle in multiple currencies
- Non-U.S. businesses that need named USD account details for local collections
- Finance teams managing fiat and stablecoin treasury from separate systems
